CU Mortgage
Discover a New Way Home
Enjoy flexibility and stability with Ireland’s new mortgage offering.
Benefits of a mortgage with Killarney Credit Union
We’re offering mortgages with a difference, the Credit Union difference.
Calculate your Mortgage
Use our calculator to estimate your monthly repayments.
Mortgage Switching Savings (Per 1% Rate Drop)
Quick, illustrative estimate based on your outstanding balance and remaining term.
Enter the approximate amount still owed on your mortgage.
Drag to match your remaining mortgage term.
% Default is 1.00 (i.e., 4.00% → 3.00%)
Results
Figures are illustrative only. Calculations use the standard annuity mortgage formula and compare repayments at a 4.00% reference rate to (4.00% - drop). Actual savings depend on your balance, term, and any fees or charges.
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount
€150,000
Rate of interest - APR
5.6%
(3.76% APRC)
Loan Term
35 years
Cost of Loan
€188,229.86
Weekly Repayment
€805.53
Total Loan Repayable
€338,229.86
First Time Buyers
If you’re dreaming of your first home, we’re here to help you get the perfect place. First time buyers can borrow up to four times their income with our mortgage.
Movers/Switchers
Planning to move home or mortgage providers? We could help you save money with our great new Mortgage rate.
Mortgage Timeline
Our streamlined mortgage timeline helps move you from application to closing with speed, clarity, and confidence
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Warning: the cost of your monthly repayments may increase.
Warning: if you do not keep up your repayments you may lose your home.
Warning: you may have to pay charges if you pay off a fixed-rate loan early.
Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future
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