Heritage Credit Union Prize Draw 2023

Monthly Draw Winners. You could be a winner too!

As a member of the Heritage Credit Union, you can win cash prize by joining our Members Monthly Prize Draw. Application forms are available at the start of the year. Watch out for the 2024 Draw Forms!!

Prize Draw 9 of 2023

Prize Draw 9 of 2023 took place in our main office on Friday, 27th November 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Anthony Quinless
€1,000 - Josephine Fitzpatrick
€500 - Marie Whelan
Prize Draw 8 of 2023

Prize Draw 8 of 2023 took place in our main office on Friday, 27th October 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Anne Mangan
€1,000 - Ena Keye
€500 - Rachel Bissett
Prize Draw 7 of 2023

Prize Draw 7 of 2023 took place in our main office on Friday, 28th September 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Maureen O'Hanlon
€1,000 - Ciara Cornelia
€500 - Colette Corcoran
Prize Draw 6 of 2023

Prize Draw 6 of 2023 took place in our main office on Friday, 1st September 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Deirdre Rocks
€1,000 - Maura Bracken
€500 - Bernie Donlon
Prize Draw 5 of 2023

Prize Draw 5 of 2023 took place in our main office on Tuesday, 1st August 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Owen Ryan
€1,000 - Martin Whelan
€500 - Nathan Flynn
Prize Draw 4 of 2023

Prize Draw 4 of 2023 took place in our main office on Monday, 3rd July 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Violet Purdy
€1,000 - Emer Murphy
€500 - Ann McCabe
Prize Draw 3 of 2023

Prize Draw 3 of 2023 took place in our main office on Friday, 26th May 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Deirdre Dunne
€1,000 - Antoinette Kavanagh
€500 - Valerie Hale
Prize Draw 2 of 2023

Prize Draw 2 of 2023 took place in our main office on Friday, 28th April 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Gary Morgan
€1,000 - Veronica Hayden
€500 - Elizabeth Roche
Prize Draw 1 of 2023

Prize Draw 1 of 2023 took place in our main office on Monday, 17th April 2023. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Noel Ashe
€1,000 - Conor Luddy
€500 - Kathleen Fenlon
Bonus Prize Draw 2022 (Dispersal of residual cash draw funds)

The twelfth Prize Draw* of 2022 took place in our main office on Thursday, 22nd December 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€500 - Damien Bridgeman
€500 - Marie Cahill
€500 - Paul Devlin
€380 - Carmel McBride
The eleventh Prize Draw 2022

The eleventh Prize Draw* of 2022 took place in our main office on Thursday, 22nd December 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Geraldine McLachlan
€1,000 - Thomas Byrne
€500 - Martin McGuinness
The tenth Prize Draw 2022

The tenth Prize Draw* of 2022 took place in our main office on Tuesday, 20th December 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Eimear Gargan
€1,000 - Bernadette Stewart
€500 - Sinead Martin
The ninth Prize Draw 2022

The ninth Prize Draw* of 2022 took place in our main office on Friday, 25th November 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Jacqui Townsend
€1,000 - Anthony Healy
€500 - Janice Redmond
The eight Prize Draw 2022

The eight Prize Draw* of 2022 took place in our main office on Thursday, 3rd November 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Ray McLoughlin
€1,000 - Alex Lyons
€500 - Deborah Cogley
The seventh Prize Draw 2022

The seventh Prize Draw* of 2022 took place in our main office on Tuesday, 4th October 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Catherine Rogan
€1,000 - Pauline Lavelle
€500 - Catherine Hayes
The sixth Prize Draw 2022

The sixth Prize Draw* of 2022 took place in our main office on Saturday, 27th August 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - June Shannon
€1,000 - Tina Forbes
€500 - Aisling McCormack
The fifth Prize Draw 2022

The fifth Prize Draw* of 2022 took place in our main office on Friday, 05th August 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Howard Robinson
€1,000 - Patrick Moore
€500 - Kathleen Fenlon
The fourth Prize Draw 2022

The forth Prize Draw* of 2022 took place in our main office on Monday, 27th June 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Marcela Siqueira
€1,000 - Paula Whelan
€500 - Mary McCabe
The third Prize Draw 2022

The third Prize Draw* of 2022 took place in our main office on Monday, 30th May 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Margaret Osborne
€1,000 - Sinead Farrell
€500 - Jennifer Dodd
The second Prize Draw 2022

The second Prize Draw* of 2022 took place in our main office on Friday, 29th April 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Thomas O'Connor
€1,000 - Mark Aherne
€500 - David Nolan
The first Prize Draw 2022

The first Prize Draw* of 2022 took place in our main office on Friday, 8th April 2022. The winners were drawn by an independent member of the Credit Union. Congratulations to our prize draw winners!

€10,000 - Patricia Fitzgerald
€1,000 - Triona Daly
€500 - Zoe Reynolds

* Heritage Credit Union 2023 Prize Draw Terms and Conditions Are Listed Below:

  1. Participation in the draw is limited to members of Heritage Credit Union Limited only.
  2. Members of the Board of Directors and Board Oversight Committee of Heritage Credit Union Limited may not participate in the draw. Staff and other volunteers may participate in the draw.
  3. Entry to the draw constitutes unconditional acceptance of all rules pertaining to the draw as published herein or later amended.
  4. Draw entrants must be 18 years of age, or over, on the date of the first draw of the year.
  5. Only one entry per member is permitted.
  6. There will be a minimum of 9 draws annually. Each draw will have a minimum prize fund of €11,500 comprising one prize each of €10,000, €1,000 and €500.
  7. Each draw will be conducted publicly.
  8. At each calendar year end, any funds remaining in the draw funds account will be awarded as prizes and cannot be carried forward to form part of a subsequent year’s prize fund.
  9. The entry fee is €40 for the 2023 draw, but may be increased in future years.
  10. Closing date for receipt of applications for the 2023 draw is 27th February 2023.
  11. Winners will be notified after the draw takes place. Names of winners will be displayed in our offices. Details including a winner's photograph will also be published on our social media accounts, our website and / or in member newsletters and our Annual Report.
  12. The application / authorisation to debit savings will continue automatically year after year unless cancelled in writing by the member at least 21 days before the first draw of any year.
  13. The Credit Union may at any time, and without giving prior notice or explanation, terminate further draws, and refund monies pro-rata to the members who contributed for that year. No interest will be added to such refund.
  14. Draw applicants must have sufficient unsecured funds in their shares account on the date of the deduction to cover the amount of the Prize Draw deduction. Where member's shares are secured on a loan, they must ensure that sufficient funds are in place in their Thrift Account to cover the withdrawal. It is the member’s responsibility to ensure that sufficient unsecured funds are in place. There will not be a communication to warn of insufficient funds. €100 is the minimum unsecured amount required at time of deduction.
  15. Where draw applicants have arrears on their loan account(s) on the date the prize draw debit is processed, funds will not be deducted.
  16. Where a draw winner is in arrears, or in default in carrying out any financial commitment or obligation to the Credit Union, the Credit Union reserves the right to withhold delivery of the prize until the arrears have been paid, or the default rectified. This also applies to a winner who has acted as guarantor for any account that is in arrears, or has defaulted in carrying out any financial commitment to the Credit Union. In such case, the winner will be notified of the outstanding amounts in writing. If within 21 days of the notification the winner has failed to comply with the requirements of the Credit Union in relation to the arrears / default, the Credit Union may pay to the member the net proceeds after deduction of such sums as are necessary to rectify the arrears / default.
  17. All prizes must be claimed within 90 days, otherwise the prize will be returned to the draw funds account, for distribution in a subsequent draw.
  18. All decisions of the Credit Union relating to this Prize Draw, including interpretation of the foregoing rules, or any matter pertaining to the draw, are final and are not subject to appeal.