At Heritage Credit Union, we believe that the strength of our community is the foundation of our success. Our commitment goes beyond offering financial products; it's about building a sustainable and supportive network that enriches everyone involved.

Community is at the heart of everything we do. Unlike traditional banks, where profits go to shareholders, we invest our profits back into the community that supports us. This means that when you choose Heritage Credit Union, you're not just a member—you're an active participant in a cycle of mutual growth and support.

Joining Heritage Credit Union is more than opening an account; it's about becoming part of a community-focused institution. Our members enjoy the dual benefits of personal financial services and the knowledge that their involvement aids community development. Each account opened and every service used contributes to the collective well-being of all members.

We are proud to offer Community Loans designed specifically to support the initiatives that enhance our common bond area. These loans are available to community groups and non-profit organisations that contribute positively to our community's social fabric.

• Eligibility: Any community group or organisation within the Heritage Credit Union common bond area can apply.
• Application Process: Visit our branch or our website to access the application form. Provide details about your project, how it benefits the community, and the amount of funding needed.
• Assessment: Our team assesses each application based on its potential community impact and alignment with our values of support and development.
• Funding: Once approved, funds are disbursed with terms tailored to meet the group's needs, ensuring the project's success and sustainability.

By joining Heritage Credit Union, you play a direct role in:

Empowering Local Initiatives: Your membership helps fund projects that empower and uplift local groups and businesses.

Reinvesting in Local Economy: Profits returned to the community help fuel economic growth and increase the quality of life in our Common Bond.

Creating a Supportive Network: Together, we create a network of resources that supports everyone from individual members to large community projects.

Ready to make a real impact? Join Heritage Credit Union today and be a part of something bigger. Together, we can continue to build a community that supports its members and thrives on shared success.