CU Greener Homes Loan
Use our Energy Upgrade Calculator on www.cugreenerhomes.ie to find out:
- The cost of proposed home energy upgrades for your home
- The grant support which you may be eligible for
- The cost of credit union finance to help you fund the project
- The impact of the work on the energy efficiency of your home
CU Greener Homes Loan
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
| BER after approved work | Loan Amount | Loan Term | Interest Rate (variable) | Monthly Repayments | Total amount repayable |
| A3 or better | €30,000 | 10 years (120 monthly repayments) | 4.79% (4.9% APR) | €315.13 | €37,815 |
| B1 or B2 | €20,000 | 10 years (120 monthly repayments) | 5.8% (5.96% APR) | €220.04 | €26,404 |
| Below B2 | €3,000 | 1 year (12 monthly repayments) | 7.7% (7.98% APR) | €260.55 | €3,127 |
Key Benefits of the Scheme
Easy Application Process
A one-stop-solution to help you with all the elements of home energy upgrades.
Grants/ Supports
Grants of up to €35,000 per home available, as well as additional financial support from Energia for eligible work.
Low Cost Loan
Loan rates from as low as 4.9% APR
Fully managed Grant process
All aspects of the grant application managed on your behalf.
Expert Advice and Assistance
A dedicated project manager is on hand to help you with all aspects of the project, from start to finish.
Loans from as low as 4.9% APR
In order to support the green economy and encourage everyone to strive for most energy efficient enhancements,
Loan Application Process
Step
1
Become a Member
Join Heritage Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Step
3
Apply for Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Step
4
Sit back and relax!
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Greener Homes Loan Enquiry Form
Please complete all your details in the form below, and click submit when you have finished.
![Job Vacancy - MSA](/media/tl1gibkb/hiring-msa-news-pic.jpg{"src":"/media/tl1gibkb/hiring-msa-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Car Loans Demystified](/media/djqlduxq/car-loans-demystified-news-pic.jpg{"src":"/media/djqlduxq/car-loans-demystified-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Empowering Communities: The CU AHB Fund](/media/a3to0pke/cuda-pic-with-ceos.jpg{"src":"/media/a3to0pke/cuda-pic-with-ceos.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Heritage Credit Union AGM 2023](/media/wycbhw0o/agm-news-pic3.jpg{"src":"/media/wycbhw0o/agm-news-pic3.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![School Quiz 2024](/media/mixihfyq/school-quiz-2024-news-pic.jpg{"src":"/media/mixihfyq/school-quiz-2024-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Fraud Awareness Week 2023](/media/ngwbsxyz/fraud-awareness-news-pic.jpg{"src":"/media/ngwbsxyz/fraud-awareness-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Greener Homes Branch Event](/media/miips3wy/house-to-home-news-pic.jpg{"src":"/media/miips3wy/house-to-home-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Home Energy Information Event](/media/poph5gtl/home-energy-event-news.jpg{"src":"/media/poph5gtl/home-energy-event-news.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![Winners again in CX Awards](/media/wuvnu5bz/cx-awards-news-pic.png{"src":"/media/wuvnu5bz/cx-awards-news-pic.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
![HCU's 60th Anniversary](/media/fmvfulpe/heritage-60-news-pic.jpg{"src":"/media/fmvfulpe/heritage-60-news-pic.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
