Smile Brighter, Pay Easier

Dental Loan

Unlock your brightest smile without worrying about the cost with our dental loan options. Say goodbye to dental issues holding you back and hello to confidence and comfort. Whether it's a routine cleaning, a necessary procedure, or a cosmetic enhancement, our flexible loan plans make quality dental care accessible to everyone.

Don't let financial concerns overshadow your oral health goals; take the first step towards a radiant smile today with our hassle-free dental loans.

Apply Now

Dental Loan

You can now get the dental work you need or want!

Available for amounts over €2,000 at a rate of only 7.63%APR.

Use the handy calculator below to work out how much your repayments would be.

Calculate your Repayments

Try out our loan calculator

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
7.9%
# Repayments
Total
APR
7.9%
# Repayments
Total
APR
7.9%
# Repayments
Total
APR
7.9%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Dental Loan

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€5,000

Rate of interest - APR

7.9%

Loan Term

3 years

Total interest

€610

Montly Repayment

€156

Total Cost of Credit

€5,610

Loan Application Process

Step

1

Become a Member

Become a Member

Join Heritage Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Step

2

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Step

3

Apply for Loan Online

Apply for Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Step

4

Sit back and relax!

Sit back and relax!

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

The Benefits of Borrowing from Us

Our loans are based on your ability to repay and not how long you are a member or how much you have in savings with us

Interest is on your reducing balance, so you pay less interest with each repayment

Repayments are designed to be flexible and to meet your personal circumstances

In the event of your death, your loan is insured - subject to terms, conditions and eligibility criteria - at no direct cost to you

Loan Protection Insurance, Life and Disability cover is available to eligible members

No penalty fees are charged for early repayment of loan balances

There are no hidden fees or transaction charges

Direct Debit payment from your bank and be sure of regular payments to your Credit Union account.

Not a Member?

Joining the Heritage Credit Union is the best decision you will make for you and your money. Our members benefit from the lowest lending rates in the community, no transaction charges, no fees, a whole host of free services and friendly staff available to talk to you about your needs.