Start Back Loan
6.7%
(6.91% APR)
Important information
The Start Back Loan is a standalone product, which means it cannot be topped up later.
If you need to borrow more money after taking out your Start Back Loan, you'll need to apply for a new loan product. This keeps things simple and transparent for everyone.
Rate: 6.7% interest (6.91% APR)
Amount: €1,000 to €150,000
Term: Up to 10 years
Fees: None
Am I eligible?
What you get with a Start Back Loan
Competitive rate:
Borrow at 6.7% interest (6.91% APR).
Borrow what you need:
From €1,000 up to €150,000, with repayment terms up to 10 years.
No fees, no charges:
Unlike many lenders, we don't charge application fees, arrangement fees. What you see is what you get.
Quick digital application:
Apply through the Heritage CU app from your phone or tablet. If your application is straightforward and all your details are in order, you could have a decision in minutes.
Support when you need it:
Prefer to talk to a real person? Our Members Support team is here to help if you have questions or need assistance with your application.
Calculate your Repayments
Try out our loan calculator
Maximum Loan Term :
6.91%
6.91%
6.91%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Important information
The Start Back Loan is a standalone product, which means it cannot be topped up later.
If you need to borrow more money after taking out your Start Back Loan, you'll need to apply for a new loan product. This keeps things simple and transparent for everyone.
Rate: 6.7% interest (6.99% APR)
Amount: €1,000 to €100,000
Term: Up to 10 years
Fees: None
Start Back Loan
Representative Example
A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.
Amount
€20,000
Total Interest
€2,132.88
Term
36 Months
Monthly Repayment
€614.80
Total Amount Repayable
€22,132.88
Loan Application Process
Step
1
Become a Member
Join Heritage Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator
Step
3
Apply for Loan Online
Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!
Step
4
Sit back and relax!
Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.
Ready to Apply for your Start Back Loan?
Ready to apply? Click on "Apply Now" button to start your journey right now. Click on "Contact Us" button to send us a message or call to the Office and talk to our friendly staff.
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