Loans for Bathroom Renovations

Finance your new bathroom renovations with Heritage Credit Union

Whether you’re updating an outdated bathroom, creating a more accessible space or planning a complete renovation, a new bathroom can make a big difference to the comfort and practicality of your home.

A Home Improvement Loan from Heritage Credit Union could help you spread the cost of your bathroom renovation with manageable repayments.

Loan Calculator

Financing a Bathroom Renovation in Ireland

A bathroom renovation could mean replacing a few older fixtures or completely stripping out the room and starting again. How much you need to budget will depend on the size of the bathroom, the work involved and the fixtures and finishes you choose.

If you are changing the layout, you may need additional plumbing and electrical work alongside new sanitary ware, showers or baths. Tiling, flooring, lighting, heating, ventilation and waterproofing can also make up a significant part of the overall cost.

You may also want to use the renovation as an opportunity to improve accessibility, add more storage or simply make the space work better for your household. Getting a detailed quote that includes installation and labour will give you a clearer picture of how much you may need to finance.

How Much Does a Kitchen Renovation Cost in Ireland?

How Much Does a Bathroom Renovation Cost in Ireland?

The cost of renovating a bathroom in Ireland can vary considerably. A straightforward update that retains the existing layout may require a relatively modest budget, while a complete renovation involving new plumbing, tiling, electrical work and higher-specification fittings will cost considerably more.

Some of the main factors that can affect the cost include:

Type of costThings to consider
Size of bathroomLarger bathrooms generally require more flooring, tiling and materials
Fixtures & fittingsBaths, showers, toilets, sinks, taps and bathroom furniture vary considerably in price
PlumbingMoving a toilet, shower or sink can increase plumbing and installation costs
TilingThe size of the area, choice of tiles and complexity of installation can all affect the price
Electrical workNew lighting, sockets, extractor fans and other electrical work may be required
HeatingUnderfloor heating, radiators or heated towel rails can add to the overall budget
LabourPlumbers, electricians, tilers and other trades should be included in your calculations
Structural workChanging the layout or altering walls can make the project more complex

How Much Can I Borrow for a Bathroom Renovation?

Bathroom renovation costs can vary considerably depending on the size of the room, the work involved and the fixtures and finishes you choose. Whether you need a smaller amount for a bathroom refresh or more for a complete renovation, a Home Improvement Loan could help you cover the cost.

Use our loan calculator below to see how much your repayments could be based on the amount you’d like to borrow and your preferred repayment term.

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Maximum Loan Term :

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Required Loan Term

Repayment Frequency
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APR
7.9%
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APR
7.9%
# Repayments
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APR
7.9%
# Repayments
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Total Cost
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APR
7.9%
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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Please Note You must either live, work or study in our common bond area to avail of these loans.

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