Financing a Kitchen Renovation
A kitchen renovation might mean giving the room a relatively simple refresh with new cabinets and worktops, or starting again with a completely new layout. The scale of the project will make a big difference to how much you need to budget.
As well as the kitchen itself, remember to account for the work involved in fitting it. New appliances or a change in layout could mean additional plumbing and electrical work, while flooring, tiling, lighting and decorating can add to the overall cost.
If you’re making bigger changes, such as removing walls, adding an island or replacing windows and doors, there may also be structural and building work to consider. Getting a detailed quote that includes installation and finishing costs will give you a better idea of the amount you may need to finance.
How Much Does a Kitchen Renovation Cost in Ireland?
The cost of renovating a kitchen in Ireland can vary significantly. Updating cabinet doors, worktops and appliances will generally require a much smaller budget than completely removing an existing kitchen and starting again.
Some of the main factors that can affect the cost include:
| Type of cost | Things to consider |
|---|---|
| Kitchen size | Larger kitchens generally require more units, worktop and flooring |
| Kitchen units | Off-the-shelf, made-to-measure and bespoke kitchens can vary significantly in price |
| Worktops | Laminate, timber, quartz, granite and other materials come at different price points |
| Appliances | Ovens, hobs, refrigerators, dishwashers and other appliances can make up a significant part of the budget |
| Plumbing & electrics | Moving sinks, appliances, sockets or lighting can add to the cost |
| Flooring & tiling | Materials and the size of the area being covered will affect the overall cost |
| Structural work | Removing walls or changing the existing layout can turn a kitchen replacement into a larger renovation project |
| Installation | Fitters and other trades should be included when calculating your overall budget |
How Much Can I Borrow for a Kitchen Renovation?
Maximum Loan Term :
7.9%
7.9%
7.9%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Related Content:
Home Improvement Loans from Heritage Credit Union
Take a look at our Home Improvment Loan product. Borrow up to €100,000 at 7.9% APR.
Learn More
A Guide to Financing Home Improvements in Ireland
Read our guide in which we outline the main ways to finance home improvements in Ireland and highlight which options are most suitable in different scenarios, so you can make a well-informed decision with confidence.
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