Your Banking On-the-Go

Online Banking

Heritage CU knows how busy life can get. Stay in control of your finances no matter where you are, and at any time with our online banking services.

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Online banking with Your Credit Union

The many great features can be used at your own leisure. Simple and secure, online banking allows you to manage your finances 24 hours a day, 7 days a week.

Transfer money between your own Credit Union accounts

Transfer money to your bank accounts

Move money into other bank accounts such as family or friends

Check current balances in your Credit Union Accounts

View your Statements

Pay your bills without leaving your home

Download any Credit Union forms

SEPA Payments

Heritage Credit Union is registered for SEPA payments only.

If you, as a member of the Credit Union, wish to make a transfer into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment to your account, they should tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example, by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge for which he/she may be liable.

What is a SEPA payment?

SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states. The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.


An e-statement is an electronic version of your bank statement. It is formatted as a traditional bank statement, but is available as a portable document format file (PDF) via our web site.

E-Statements can be downloaded from Online Banking.


How to Get Started

To gain access to your online account simply register for online banking by filling in the online form. Once submitted, the Credit Union will contact you to confirm your details and soon after you will receive a PIN in the post. This PIN will allow you to go online and enjoy the many great new services within online banking.

Have more questions?

Try out our FAQ’s section.